Who We Are—and Why High Earners Work With Us

You earn too much to rely on entry-level retirement plans. We’re here to fix that.

We give high earners a smarter, IRS-approved way to cut this year’s tax bill while building retirement wealth far beyond what a 401(k) allows. Every plan is fully compliant, audit-ready, and handled by a team of licensed experts, so there’s no added risk or complexity.

See If This Fits Your Business

We’re not a generic retirement firm. We’re tax strategists.

This isn’t about managing your portfolio or selling financial products. We specialize in one thing: helping high-income, low-headcount professionals reduce their taxes and accelerate retirement savings through Cash Balance Plans.

Law firm partners. Consultants. Solo CPAs. Business owners with 1–10 employees. If you’re earning well—and watching too much of it go to taxes—we’re here for you.

Chris Roehm
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Chris Roehm,
CFP®, Founder

With nearly two decades of experience, Chris sees the same gap again and again: brilliant professionals leaving six figures on the IRS’s table. In the last three years alone, he’s installed over 100 Cash Balance Plans—more than most advisors do in a career. This isn’t a side offering. It’s our specialty. And Chris isn’t doing it alone.

Sean Moneypenny
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Sean Moneypenny,
CFP®, Wealth Advisor

Sean guides both investments and Cash Balance Plan administration, ensuring portfolios and contributions stay aligned with each client’s goals year after year. With deep tax code expertise and a gift for turning complexity into clarity, he helps clients capture every advantage—minus the headaches. And yes, the name’s real, and so is the financial firepower.

Behind them is a national team of specialists.

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Every client is supported by a coordinated team that may include a CFP, CPA, attorney, and actuary—working together to design and administer your plan. We collaborate with these specialists but do not provide tax or legal advice.

Our institutional partners include Csenge Advisory Group, McHenry Advisers, and Lion Street Financial—firms with deep roots in advanced planning. Together, we’ve built a turnkey system that makes action simple and peace of mind automatic.

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We’re built for business owners who want to keep more.

You’re not trying to build an empire or reinvest every dollar back into the business. You’re earning well—and ready to keep more of it. That’s who we’re built for.

If that sounds like you, you’re exactly where you should be.

If you’re ready to stop leaving money on the table…

The next step is easy. Book a quick call, and to see if a Cash Balance Plan makes sense for you this year.